“It’s so nice to see a personal finance book from an author who has spent a lot of time on the front lines of financial planning. Shannon Lee Simmons offers pragmatic solutions, or, more accurately, ‘fresh ways to think’ while dealing with one’s money. Well done!”
—DAVID CHILTON, author of The Wealthy Barber
Get rid of your debt without giving up your lifeNo one wants to be in debt. But life happens and if you’ve got debt, life has happened to you. Whether you have a rolling balance of $2,000 on your credit card or an $80,000 line of credit you are positive you will carry to your grave, debt can be a huge cause of stress—affecting both your emotional and financial wellness.After working with thousands of financial planning clients, Shannon Lee Simmons knows that your only way out of the debt cycle is to truly understand all of your spending triggers so you can shut them down for good.
In Living Debt-Free, she shows you that it is possible to have a life and pay down debt at the same time. In fact, that’s the only way your debt plan will work. You will learn to take control of your finances and pay down your debt in a realistic way that will keep you motivated long enough to see it through to the end. No shame. No blame. No scare tactics.
In Living Debt-Free, Simmons focuses on creating a debt repayment plan that will motivate you for a long time, rather than an unrealistic one that’s strictly about paying the least amount of interest charges. (Collective gasp—how dare she!?) Listen, everyone knows that paying interest on debt is bad and to be avoided as much as possible, but human beings are complex. Life is complex. Debt is complex. There cannot be a one-size-fits-all plan, so Living Debt-Free will help you build your plan—the one that will help you finally put the debt behind you, start fresh and feel good about your money again.
anaging your money can be frustrating and confusing. Life is expensive. Can you afford that new car, that vacation, that night out? You think so, but knowing for sure feels impossible. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer. But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and for your retirement—and then let you enjoy the rest of your money by spending it. (Yes, really.) Enter Shannon Lee Simmons, a fresh voice in the world of personal finance, who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of financial planning clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it can lead to overspending and misery. So she came up with a new plan: Worry-Free Money. Worry-Free Money takes a different approach to finances, looking at the root causes of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend, banish “Unhappy Spending” from your life, learn to recognize your “F*ck It Moments” and find hope—and have fun—while getting your money under control.
“If you’re ready to end the financial drama and feel good about your money, you need this book. Immediately. You cannot afford to miss this one!”
—SANDRA HANNA, CEO, Smart Cookies
“What separates this book from all the others is real insight on how people interact with money. Practical, readable, fresh advice here.”
—Rob Carrick Personal finance columnist, The Globe and Mail
“A crazy practical, fun as hell approach to getting your financial house in order.”
—Sarah Vermunt, Careergasm Founder, and author of Careeegasm: Find Your Way To Feel-Good Work
Meet The Author
SHANNON LEE SIMMONS is a certified financial planner, chartered investment manager, life coach, speaker and the founder of the award-winning New School of Finance. She was named one of Canada’s “30 Under 30” and won the Notable Award for Best in Finance. She’s a personal finance columnist for The Globe and Mail and is the personal finance expert on CBC’s On the Money and CBC Toronto’s Metro Morning. She lives in Toronto with her husband and new baby