“It’s so nice to see a personal finance book from an author who has spent a lot of time on the front lines of financial planning. Shannon Lee Simmons offers pragmatic solutions, or, more accurately, ‘fresh ways to think’ while dealing with one’s money. Well done!”
—DAVID CHILTON, author of The Wealthy Barber
Every one of us will face an unexpected decision crisis in our lives. Whether it’s a life-changing situation—job loss, illness, divorce, death—or a happier event—a new job opportunity, buying a first home, or other important occasion—there are times when you will be forced to make big decisions under great pressure.
When you feel overwhelmed, it’s difficult to be confident in your decision-making. Uncertainty is scary. Sometimes it seems that the options are endless—or non-existent. You don’t want to make the wrong choice, but you don’t want to be paralyzed by indecision either.
No-Regret Decisions is a decision crisis playbook that will help you to make sound choices when the emotional and financial stakes are high. From the initial shock of Panic Mode to the insecurity of the Messy Middle, and finally, the acceptance of Your New Normal, Shannon Lee Simmons will teach you how to approach your decision crisis methodically, step by step.
No-Regret Decisions will show you how to:
- create a circle of care
- find your deciding values
- create time and money guardrails
- pivot your plans
- embrace change
Simmons’s practical advice, wisdom and humour will help you navigate through the emotional, psychological and financial upheaval that comes with a decision crisis, so that—once the stressful situation is over—you will be proud of the choices you’ve made, you have hope for the future, and you emerge from the crisis stronger and more confident than before.
Get rid of your debt without giving up your lifeNo one wants to be in debt. But life happens and if you’ve got debt, life has happened to you. Whether you have a rolling balance of $2,000 on your credit card or an $80,000 line of credit you are positive you will carry to your grave, debt can be a huge cause of stress—affecting both your emotional and financial wellness.After working with thousands of financial planning clients, Shannon Lee Simmons knows that your only way out of the debt cycle is to truly understand all of your spending triggers so you can shut them down for good.
In Living Debt-Free, she shows you that it is possible to have a life and pay down debt at the same time. In fact, that’s the only way your debt plan will work. You will learn to take control of your finances and pay down your debt in a realistic way that will keep you motivated long enough to see it through to the end. No shame. No blame. No scare tactics.
In Living Debt-Free, Simmons focuses on creating a debt repayment plan that will motivate you for a long time, rather than an unrealistic one that’s strictly about paying the least amount of interest charges. (Collective gasp—how dare she!?) Listen, everyone knows that paying interest on debt is bad and to be avoided as much as possible, but human beings are complex. Life is complex. Debt is complex. There cannot be a one-size-fits-all plan, so Living Debt-Free will help you build your plan—the one that will help you finally put the debt behind you, start fresh and feel good about your money again.
anaging your money can be frustrating and confusing. Life is expensive. Can you afford that new car, that vacation, that night out? You think so, but knowing for sure feels impossible. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer. But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and for your retirement—and then let you enjoy the rest of your money by spending it. (Yes, really.) Enter Shannon Lee Simmons, a fresh voice in the world of personal finance, who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of financial planning clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it can lead to overspending and misery. So she came up with a new plan: Worry-Free Money. Worry-Free Money takes a different approach to finances, looking at the root causes of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend, banish “Unhappy Spending” from your life, learn to recognize your “F*ck It Moments” and find hope—and have fun—while getting your money under control.
“If you’re ready to end the financial drama and feel good about your money, you need this book. Immediately. You cannot afford to miss this one!”
—SANDRA HANNA, CEO, Smart Cookies
“What separates this book from all the others is real insight on how people interact with money. Practical, readable, fresh advice here.”
—Rob Carrick Personal finance columnist, The Globe and Mail
“A crazy practical, fun as hell approach to getting your financial house in order.”
—Sarah Vermunt, Careergasm Founder, and author of Careeegasm: Find Your Way To Feel-Good Work
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Meet The Author
SHANNON LEE SIMMONS is a Certified Financial Planner® professional, Chartered Investment Manager (CIM), life coach, media personality, bestselling author and founder of the award winning New School of Finance™.
Shannon is widely recognized as a trailblazer in the Canadian financial planning industry. She is a regular contributor for the Globe and Mail and is a personal finance columnist for CBC’s Metro Morning and a financial expert on The Marilyn Denis Show.
Shannon lives in Toronto with her husband and two kiddos.